Our Loan Products
Mwananchi Credit finances individuals and businesses across Kenya — from vehicle-secured logbook loans to import and insurance premium financing, structured around your ability to repay.
Logbook Loans
Use your motor vehicle logbook as collateral for fast cash while you keep driving.
Learn MoreAsset Financing
Flexible financing secured against a wide range of movable assets.
Learn MoreSalary Check-off
Affordable loans for salaried employees, repaid conveniently through payroll deduction.
Learn MoreTitle Deed Loans
Leverage your land or property title deed to access larger financing amounts.
Learn MoreLPO Financing
Working capital to help suppliers fulfil confirmed Local Purchase Orders.
Learn MoreImport Financing
Financing solutions for businesses importing goods into Kenya.
Learn MoreIPF Insurance
Insurance Premium Financing that spreads the cost of your annual insurance premium.
Learn MoreHow to Apply
Apply Online or In-Branch
Submit your application via our website, by dialling *684# on your phone, or by visiting any of our 13+ branches nationwide.
Document & Collateral Verification
Our team verifies your documents and collateral — logbook, title deed, LPO, or salary details — to confirm your loan eligibility.
Approval
Once verified, your application is reviewed and approved — most loans are approved within 6 hours.
Disbursement
Approved funds are disbursed directly to your bank account or M-Pesa, so you can access your cash fast.
Flexible Repayment
Repay through convenient channels — M-Pesa, bank transfer, or salary check-off — on a schedule that works for you.
Why Clients Choose Us
We are built on the principle that every client deserves fast, fair access to credit. From application to disbursement, we bring speed, transparency, and a genuine commitment to structuring financing you can actually repay.
Ready to get the funds you need?
Whether it's a logbook loan, asset financing, or a title deed loan — Mwananchi Credit is ready to get you approved, fast.