Who This Is For
Affordable loans for salaried employees, repaid conveniently through payroll deduction.
How to Apply
Apply Online or In-Branch
Submit your application via our website, by dialling *684# on your phone, or by visiting any of our 10 branches nationwide.
Document & Collateral Verification
Our team verifies your documents and collateral — logbook, title deed, LPO, or salary details — to confirm your loan eligibility.
Approval
Once verified, your application is reviewed and approved — most loans are approved within 6 hours.
Disbursement
Approved funds are disbursed directly to your bank account or M-Pesa, so you can access your cash fast.
Flexible Repayment
Repay through convenient channels — M-Pesa, bank transfer, or salary check-off — on a schedule that works for you.
Eligibility & Documents
Exact requirements vary by applicant and are confirmed with you during the application — here's what to have ready to start.
Valid Identification
A national ID or passport for every applicant.
Proof of Collateral or Income
Documentation for the asset or income securing this facility.
A Working Phone Number
For M-Pesa disbursement and to reach you during assessment.