Fast Cash Against Your Logbook

Fast cash secured against your motor vehicle logbook, while you keep driving.

Logbook Loans Calculator

Estimate Your Repayment

Loan Product
Logbook Loans

1.5% per month, flat rate

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Est. Monthly Repayment
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Select a product to see your estimate
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Illustrative estimate only. Final rates and terms are confirmed upon approval.

Who This Is For

Fast cash secured against your motor vehicle logbook, while you keep driving.

Logbook Loans — Mwananchi Credit
Financing structured around your income and assets.

How to Apply

01

Apply Online or In-Branch

Submit your application via our website, by dialling *684# on your phone, or by visiting any of our 10 branches nationwide.

02

Document & Collateral Verification

Our team verifies your documents and collateral — logbook, title deed, LPO, or salary details — to confirm your loan eligibility.

03

Approval

Once verified, your application is reviewed and approved — most loans are approved within 6 hours.

04

Disbursement

Approved funds are disbursed directly to your bank account or M-Pesa, so you can access your cash fast.

05

Flexible Repayment

Repay through convenient channels — M-Pesa, bank transfer, or salary check-off — on a schedule that works for you.

Eligibility & Documents

Exact requirements vary by applicant and are confirmed with you during the application — here's what to have ready to start.

Valid Identification

A national ID or passport for every applicant.

Proof of Collateral or Income

Documentation for the asset or income securing this facility.

A Working Phone Number

For M-Pesa disbursement and to reach you during assessment.